The Paraguayan immigration authority Dirección Nacional de Migraciones (DNM) has published new criteria for applying for Residencia Permanente (Permanent Residence) through Resolución DNM Nº 407/2026. Since the beginning of July 2026, the immigration authority has also implemented these criteria in practice. Here is a practical report after one month.
The new regulation essentially concerns the proof of economic solvency (“Acreditación de Solvencia Económica”) and establishes which conditions and documents will be recognized in the future as proof of a sufficient economic foundation.
The Permanent Residence permit continues to exist. The change does not affect the right to permanent settlement, but rather the way in which applicants must prove their economic situation to Migraciones. Furthermore. Migraciones will continue processing applications that are already in progress according to the previous rules.
In the future, however, new applications for Permanent Residence will only be accepted if these criteria are fulfilled. Anyone who cannot prove economic solvency will receive a new temporary residence permit valid for 2 years and will then have the opportunity to apply for Permanent Residence again after those 2 years.
What does proof of economic solvency mean for permanent residence?
The applicant must prove that they have lawful, sufficient, and verifiable resources to support their living expenses in Paraguay.
Applicants must show through their documents that they actually generate income IN PARAGUAY. Alternatively, international income must be received into a bank account in Paraguay.
The RUC (Tax Identification Number) is the easiest option for most applicants
With the tax identification number (RUC), we provide proof of solvency as an entrepreneur. This is done through invoices that are created electronically in Paraguay by the tax advisor and automatically transmitted to the tax authority.
This process should begin at least 4 months before the planned application for Permanent Residence.
The process itself is easier than many people think. The client sends the name of the invoice recipient, the type of service, and the invoice amount to the tax advisor.
This can be an individual or a company from Paraguay or any other country in the world. The invoice can be issued in the local currency Guaraníes or in USD or EURO. There is no control of the actual flow of payments. The total amount of invoices in one month should be at least 2 minimum wages per person (Gs. 7 million / EUR 1,000).
Anyone who starts this process now in August can apply for Permanent Residence in November. By then, we will have the VAT (IVA) declarations from August, September, and October available. This fully meets the requirements of the immigration authority.
Pensioners still have it relatively easy
For pensioners, the pension certificate with apostille is still generally sufficient. However, the new requirement is that we must now also prove that amounts equivalent to at least the minimum wage have actually arrived in Paraguay during the last 3 months.
For example, a pensioner whose pension is transferred directly to Paraguay simply submits the bank statements from their Paraguayan bank account for the last 3 months. This is completely sufficient.
For example, a pensioner whose pension is still paid into an account in their home country must prove the path of the money until it reaches Paraguay. This means bank statements from the home country confirming receipt of the pension PLUS the transfers from there to the account in Paraguay, or alternatively only the receipts showing withdrawals from an ATM in Paraguay. This also fulfills the proof of solvency requirement.
Anyone who already lives permanently in Paraguay should generally have no problem with this. However, anyone who does NOT live permanently in Paraguay should transfer at least part of their pension to Paraguay during the 3 months before the planned application.
Digital Nomads and Income from Abroad
People who work online or receive income from abroad are also expressly taken into consideration.
They must prove where their income comes from.
This may include, for example:
- Employment certificates
- Proof of contractual relationships
- Documents regarding received payments
Applicants must authenticate foreign documents with an apostille and translate them into Spanish.
What makes this option relatively unattractive compared to the RUC is mainly this regulation: The money MUST enter a bank account in Paraguay, and Applicants must prove the last 3 months of these incomes at the time of application by means of bank statements from the Paraguayan bank.
In practice, this is very complex to prove. One cannot simply receive foreign transfers into a bank account in Paraguay without precisely documenting the business transaction. This is generally done by means of an invoice issued in Paraguay. However, this requires a RUC. If one has a RUC and issues invoices, then this route appears unnecessarily complicated.
We therefore recommend working with the RUC (tax identification number) instead.
What does this change mean in practice?
For future applicants for the Residencia Permanente, early preparation is overall more important.
Anyone who plans to follow the route through the tax identification number (RUC) can apply for this RUC approximately during the visit after 1 year. This gives the tax advisor enough time to produce the corresponding IVA declarations, so that everything is ready one year later for the application for the Residencia Permanente.
Issuing invoices is by far the simplest way to prove solvency. Overall, at least 6 months of invoicing activity would be recommended — 3 months before the planned application and another 3 months while the application is being processed. The monthly turnover should exceed approximately EUR 1,000 per person per month. If a wife and children are included, twice this amount would be recommended.
Anyone who lives permanently in Paraguay will nevertheless pay no or almost no taxes, since all invoices within the country can be deducted. For income tax, there is also the threshold of Gs. 80 million per year (approximately EUR 12,000), which must first be exceeded before the IRP (personal income tax) becomes an issue at all.